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Understand & Improve
Your AECB Credit Score

Upload your AECB PDF and get a complete AI analysis in 30 seconds — score explained, issues flagged, dispute letters ready, and a personalised action plan.

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No credit card. No commitment. Your data is never sold.

🔒Bank-grade encryption
🤖AI-powered in 30 sec
🇦🇪Built for UAE & AECB
📝Auto dispute letters
💰100% free, always

Simple process

From upload to action plan in 3 steps

01
📥

Get your AECB report

Visit etihadbureau.ae and download your bureau report as a PDF (AED 31.50). Takes about 5 minutes.

~5 minutes
02
📤

Upload your PDF here

Sign up free and upload your AECB PDF. Our AI reads every field — facilities, payment history, salary, employer.

Encrypted & private
03
📋

Get your action plan

Within 30 seconds: score explained in plain English, negatives flagged, 5-step plan, loan eligibility, dispute letters ready.

Results in 30 sec

See it in action

This is what your analysis looks like

Sample output below — anonymised and illustrative.

📊 Score Overview
692Goodout of 900
A Good score. You qualify for most personal loans. Improving to 750+ unlocks better rates.
4
Active
2
Late Pmts
0
Defaults
3
Enquiries
⚠️ Issues Found
Emirates NBDhigh
Late Payment
2 payments over 30 days past due in 12 months.
Mashreq Bankmedium
High Utilisation
Card at 84% utilisation — above the 70% threshold.
✅ Working in Your Favour
No defaults or write-offs on record
4-year credit history shows stability
💰 Loan Eligibility
Max Personal Loan
AED 182,000
4-yr tenor
Max Home Loan
AED 910,000
20-yr tenor
Max Credit Card
AED 45,000
3× salary
Monthly DBR room
AED 3,792
after obligations
🎯 Priority Actions
1
Reduce Mashreq card below 50% utilisation
This month
2
Dispute late payment with Emirates NBD
This week
Get My Real Analysis Free →

Your analysis uses your actual AECB report data

Everything included

Your free bureau analysis includes

📊Full score breakdown & explanation
⚠️Every negative item identified
📝Auto-generated dispute letters
🎯5-step personalised action plan
💰Loan eligibility (PL, home, CC)
🏦Matched product recommendations

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No credit card requiredData encrypted & privateResults in 30 seconds